A friend of mind is an insurance agent! She said that whenever I will buy a life insurance from the company on where she’s working, I can set back and relax that it will be a guaranteed issue life insurance. So I replied to her that I will just be keeping in touch with her as soon as my budget will be enough. For now, I’ve got to save a lot so that I can give big amount to my parents in Ph. I need to make my obligations in sharing them the little earnings that I’ve got since it’s good to pay back all the good deeds that my parents sacrificed for me. Anyway, my friend understood my situation and she appreciated my kindness to my family. (Thanks friend!)